How Financing Works

1. Submit Info

Connect with multiple lenders through one simple form.

2. Receive Your Decision

Unlike traditional banks you can receive a decision as fast as 24 hours.

3. Get Funded

Get the funds you need direct deposited into your account.

Personal Loans for People with Bad Credit

If you find yourself with bad credit due to financial issues, or having difficulties building credit, it can be very challenging to get your hands on a loan. Having poor credit or no credit makes getting a loan difficult because you’re considered a high-risk client who is more at jeopardy for defaulting on your loan. Until you are able to raise your credit score you will not be eligible for lending procedures that traditional banks follow. If you are being refused a traditional loan then a personal loan might be right for you.

Personal loans for people with bad credit do exist. You can generally get an unsecured personal loan for up to $1,000. Your interest rate will be a little higher than a traditional loan but at least you have options. These are great short-term loans when you are in a pinch and need money. We work with several lenders and will connect your information to a direct lender that can give you the fast cash that you need.  Please note the lenders we work with do not offer no credit check loans.  Most either check your credit score or perform some sort of background check to help identify you.  We can help those looking for loans with no credit or people with bad credit.

One of the best options you have for personal loans with bad credit is seeking loans online. You can then fill out the information required from the privacy of your couch, and get the answers on your time, instead of having to wait for payday loan vendors to get back to you when they feel like it. Most of these lenders require only limited information from you to process your loan request. You will need to supply them with proof that you are who you say you are, such as a photo ID, proof of your address and income, account information for your bank so they can make your deposit and get repaid, and some may want to know what you need the money for. This is not a prerequisite for all lenders, however. Some believe that you, as the borrower, should have the right to decide what to do with your money, and will bypass this altogether.

We work with several lenders and will connect your information to a direct lender that can give you the fast cash that you need. Once you connect with a lender, you will be able to take a peek over the requirements and pick the lender that offers the best terms and conditions for your personal needs. You don’t have to settle for just any offer, you can actually pick and choose the amount and rates you need to get the loan that will help you cover your expenses.

A low credit score shouldn’t stop you from being able to get the cash you need, but it may change the method you use to get there. The good thing is, there are plenty of options still available to you. A personal loan allows you to borrow money in the short-term, which can be perfect for people with bad credit. Personal loans let borrowers take out a small loan for a short period of time. The reason why these types of loans can be so great for people is that these smaller lending companies typically don’t check credit when allowing you to borrow money. Therefore, if you have no credit or you have very bad credit, you are still in luck.

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