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Surprising Ways Volunteering Can Save You Money

10 Jan, 2018 / Comments:Comments Off on Surprising Ways Volunteering Can Save You Money / By Jennifer Hamilton

A multitude of recent research is shedding light on the real power of volunteering. In fact, the old saying, that those who serve almost always benefits more from it than from those who are served rings true. Whether you are ordered by a court to perform community service, are required to do it for a class, or feel the desire to help out, you’ll find volunteering to be an extremely enriching experience and on top of that, you may even find several financial benefits to doing so. Let’s take a

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What is Life Insurance with Critical Illness?

05 Jan, 2018 / Comments:Comments Off on What is Life Insurance with Critical Illness? / By Jennifer Hamilton

Life insurance policies are often thought to be a product that you buy to provide financial protection for your family in the event of your unexpected death. While this may be the main function of life insurance, this doesn’t mean that your policy can’t offer you benefits during your life as well. Many people like to think that if they take care of themselves, they can avoid serious illnesses. Sometimes, however, critical illnesses occur. If you are concerned about a critical illness affecting

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Negative Items That Can Easily Be Removed from Your Credit Report

21 Dec, 2017 / Comments:Comments Off on Negative Items That Can Easily Be Removed from Your Credit Report / By Jennifer Hamilton

Your credit report is like your window to your financial life. A bad credit score can hurt you in more ways than you think. Suddenly getting a loan is difficult, insurance companies might frown upon you, and even getting into a school or getting a job could bring more hurdles than you ever imagined. Luckily, there are a few simple ways to easily remove negative items from your credit report, making it possible to boost your score and give yourself a better financial picture. Withdraw your Authorized

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How to Host Thanksgiving Dinner for Less Than $30

20 Dec, 2017 / Comments:Comments Off on How to Host Thanksgiving Dinner for Less Than $30 / By Jennifer Hamilton

When you are on a tight budget, Thanksgiving can be a stressful time. After all, the price of food seems just to be going up. However, you can put together a delicious Thanksgiving dinner for $30 or less just by using some of these ingenious cooking tips. We’ve come up with nine tips to host a wonderful Thanksgiving meal full of cheer and spending time with your loved ones while still staying within your budget. Here are nine ways to spend $30 or less on your Thanksgiving meal. Use Canned and Boxed

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Things you Waste Way too Much Money on Every Month

08 Dec, 2017 / Comments:Comments Off on Things you Waste Way too Much Money on Every Month / By Jennifer Hamilton

The sheer amount of expenses you have every month can be overwhelming to the point where managing your money can seem almost impossible. However, one of the best ways to cut down on your expenses is to cut back on your spending. There is a slew of things that the average person overspends on, and so cutting down on just a few of these can save you a substantial amount every month that you can allocate towards more important things such as a savings account or paying down your debts. Here are five

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Small Things That Can Wreck Your Credit Score

01 Dec, 2017 / Comments:Comments Off on Small Things That Can Wreck Your Credit Score / By Jennifer Hamilton

Figuring out how your credit score works can be a little tricky. This is especially the case if you’re not aware of all the ways you can harm it, especially the small ways that can still impact your credit score in a big way. Your credit report not only contains your credit card activity, but also many different financial activities. Here are five small things that can hurt your credit score. Cancelling a Credit Card When you cancel a credit card account it doesn’t harm your credit score by itself,

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Downfalls to a Reverse Mortgage Loan

23 Nov, 2017 / Comments:Comments Off on Downfalls to a Reverse Mortgage Loan / By Jennifer Hamilton

One retirement planning resource that has begun to gain a significant amount of interest in the past couple of years is the reverse mortgage. For plenty of retirees it can seem like a savvy financial move. You are able to gain access to your house’s equity, at which time the bank will actually make mortgage payments to you. Essentially, a reverse mortgage will turn your home into an income source. As nice of a thought as this is, the truth about getting a reverse mortgage is far from being ideal.

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Tips for Celebrating Thanksgiving Frugally

22 Nov, 2017 / Comments:Comments Off on Tips for Celebrating Thanksgiving Frugally / By Jennifer Hamilton

Are you hosting your family’s Thanksgiving dinner this year? Although this can be a stressful affair, especially if you are on a budget, with the right tools and tips up your sleeve, you don’t have to break the bank to have a wonderful Thanksgiving. Budgeting on your Thanksgiving festivities allows you to still enjoy your time with family and friends instead of worrying about the money spent on the affair. There are only a few weeks left until the big day, and so it is recommended that you start

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Strategies for Changing Your Money Blueprint

03 Nov, 2017 / Comments:Comments Off on Strategies for Changing Your Money Blueprint / By Jennifer Hamilton

Changing your money blueprint is actually very simple. All you need to do is change your beliefs when it comes to money. Additionally, you have to change the way you think about people who are well off and the way that you believe it affects your relationship with others and yourself. Once your beliefs about money change, you’ll find that your understanding of finance comes much easier. Here are six strategies to use to change your money blueprint. Remain Balanced at All Times It is crucial that

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Ways to End the Living Paycheck-to-Paycheck Lifestyle

18 Oct, 2017 / Comments:Comments Off on Ways to End the Living Paycheck-to-Paycheck Lifestyle / By Jennifer Hamilton

According to one survey, 61 percent of employees report that they usually or always live paycheck to paycheck to survive. The number of people stuck in this cycle does not seem to be affected by the economy, as high numbers were reported before the recession as well. If you are living the risky lifestyle of surviving paycheck to paycheck, the good news is there are things you can do to rectify your situation. Additionally, there are some things that you should avoid at all costs so that you do not

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