4 Tactics to Help Avoid Paying Annual Credit Card Fees

Everybody loves to earn miles, points and cash back from their credit cards, but you would be hard pressed to find someone who enjoys having to pay an annual fee. Nevertheless, these fees are often necessary in order to obtain the best cards that come with the most rewarding perks. Yet, many people don’t know that they can be the holder of some of the best credit cards with the biggest rewards without having to deal with any annual fees. You don’t need to be a special customer to gain special treatment from banks and there are no magic bullets…

   

Why Bad Credit Doesn’t Really Matter for Auto Loans

A bad credit rating can stop you from being able to borrow money. However, there are certain types of loans, including some auto loans which are available to those with a bad credit rating. There are some features of auto loans that can make them more likely to be given and there are things you can do to increase your chance of getting one.   Shorter Term   As auto loans tend to have a shorter term, than other loans such as mortgages, then lenders tend to be less strict with regards to whom they are prepared to lend money…

   

How to find Bad Credit Jewelry Financing

Some jewelry stores are very strict on their credit policies. It is also difficult to obtain a credit card if your credit score is under 600. The interest rates alone are enough to almost double payments in some cases. A couple of options are available to obtain an expensive, or special, piece of jewelry even with less than perfect credit.   Consider Layaway Instead   Layaway is offered by most jewelry stores. This gives you an option to make payments over a short period of time to have that special item when it is needed. Even pawn shops will work…

   

Personal Loans For People With Bad Credit in California

Finding the right bad credit loan for you in California can take a long time. There are so many places where you can find one of these loans, but it doesn’t always mean they’re going to offer you the right terms. When searching for a lender which services people with bad credit, you must take into account the terms, the interest rates, and the amount they’ll allow you to borrow. To set you on your way, here are some ideal lenders in California which have favorable terms and make an effort to help borrowers take out and pay back their…

   

Hidden Moving Cost That You Need to Know About

Moving is often a huge headache, and it seems like no matter how much you plan it out, there will always be something you missed. Here are five hidden moving costs you should keep in mind before planning your next big move.   Cost of a Truck   If you are moving your stuff on your own it will cost a lot more than just the actual cost of the truck rental. You may have to pay for insurance if your auto insurance or credit card company doesn’t cover it. You also have to pay for gas, as most truck…

   

Why Bad Credit Loans Direct Lenders is Your Best Option

During your search for the right bad credit loans lender for you, you’ll take into account everything from interest rates to the terms and conditions. What so many people forget about are the different types of lenders on offer. Some are brokers, whereas others are direct lenders. On the face of it, they both seem like exactly the same thing. There’s a big difference between them, though. This article is going to help understanding the difference clearer as well as provide some other useful information.   What’s the Difference between the Two?   They are similar in many ways. Both…

   

Tips to Save Money While in College

College time is a fun time, not just because you can make new friends while receiving a professional formation, but also because this is the time when you start to move away from your parents' home and living independently which is an open invitation to explore new and exciting horizons. However all this excitement will crash as soon as you start understanding why your parents complain about household expenses, because college time is also the time when you begin to pay for your own expenses and saving money becomes a goal rather than a nuisance in your life.   Making…

   

The Best Type of Bad Credit Business Credit Cards

Even as a business owner, your credit matters. The drawback to having bad credit as an individual is that it does carry over to your business accounts. What you can expect is a lower spending limit with higher interest rates for the account/s that you can get approved for. It is important to make your payments on time and pay more than the minimum balance each month.   Options from Capital One   Even with less than perfect credit, you may still be able to gain approval for a Capital One business credit card. There are several options; with Ink…

   

Tips for Sharing Expenses When Going Out with Friends

Even if you and your group of friends are financially savvy professionals, it’s all too common to be reduced to bumbling incompetent consumers when it comes to splitting the expenses of your outing. It could be the taboo of discussing money in public or it could be the avoidance of social spending. On top of this, if you’re not careful you can end up spending more than you intended to. Luckily you can have a great time with your friends without stressing about how to split the bill. Here are some effective tips when it comes to sharing expenses with…

   

Why Payday Advances Can Be Dangerous

Payday Advance Loans are advertised as a good way to handle a temporary shortfall right before getting a paycheck. On the surface, these loans appear to offer a vital service enabling hard working men and women to handle expenses while waiting to get paid. However, the interest charged on these loans can easily overwhelm the principal, creating a situation that even a member of the mafia would be too shocked to participate in.   Here are some ways that Payday Advances can be truly dangerous to your fiscal, and mental, health.   High Interest Rates   After the 2008 fiscal…

   

Page 10 of 12« First...89101112

 



100% Online

Fast Loan Decisions

Approval in Minutes

No Credit OK

Bad Credit OK