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Steps to Ensure Your Bad Credit does Not Cost You a Job

20 Apr, 2017 / Comments:Comments Off on Steps to Ensure Your Bad Credit does Not Cost You a Job / By Jennifer Hamilton

Do you have something in your financial past that you’d rather not have your boss see, such as bankruptcy, proclivity or bad credit from spending money that you don’t have? Unfortunately, that means that going after a promotion or seeking a new job can turn into a tricky task, especially as more and more employers seek to find out about their employees financial past. Many companies look at their job applicants’ credit score as part of their background check. Some may even look at credit reports

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Why People with Bad Credit Need a Cosigner

03 Jan, 2017 / Comments:Comments Off on Why People with Bad Credit Need a Cosigner / By Jennifer Hamilton

It is a very big deal to ask someone to cosign a loan for you. When a person agrees to cosign your loan they are basically agreeing to take on a portion of your credit history as their own. This means that if you fail to pay your loan repayments on time or your loan defaults, they will take a financial hit along with you. The mark on their credit history that your failure to pay has caused will stay with them for a long time. In addition, unless you tell them, co-signers have no way of knowing

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How Bad Credit Can Keep You from Getting a Job

18 Dec, 2016 / Comments:Comments Off on How Bad Credit Can Keep You from Getting a Job / By Jennifer Hamilton

Thousands of employers complete credit checks for new hires these days. While this is a huge drawback for those that are well-qualified and experienced enough to complete the work, it does prevent some from becoming employed. It may not seem fair in some respects, but it is an employer’s right to run a credit checks on potential new hires. Discredits Responsibility A tarnished credit history displays a general lack of responsibility. What this tells a potential employer is that you just want to

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How to find Bad Credit Jewelry Financing

04 Sep, 2016 / Comments:Comments Off on How to find Bad Credit Jewelry Financing / By Jennifer Hamilton

Some jewelry stores are very strict on their credit policies. It is also difficult to obtain a credit card if your credit score is under 600. The interest rates alone are enough to almost double payments in some cases. A couple of options are available to obtain an expensive, or special, piece of jewelry even with less than perfect credit. Consider Layaway Instead Layaway is offered by most jewelry stores. This gives you an option to make payments over a short period of time to have that special

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Best Type of Bad Credit Business Credit Cards

27 Jul, 2016 / Comments:Comments Off on Best Type of Bad Credit Business Credit Cards / By Jennifer Hamilton

Even as a business owner, your credit matters. The drawback to having bad credit as an individual is that it does carry over to your business accounts. What you can expect is a lower spending limit with higher interest rates for the account/s that you can get approved for. It is important to make your payments on time and pay more than the minimum balance each month. Options from Capital One Even with less than perfect credit, you may still be able to gain approval for a Capital One business credit

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How to Overcome Bad Credit

02 Jun, 2016 / Comments:Comments Off on How to Overcome Bad Credit / By Jennifer Hamilton

Having a bad credit rating can be difficult. It will mean that you will be unable to get credit for other things that you need and it may stop you from getting a mortgage as well. If you can borrow money, you will be seen as more of a risk and will be charged a higher rate of interest as a result. You may therefore want to repair your credit rating so that you can have more opportunities in the future. Pay Bills On-time By paying all of your bills on time, you will be able to prove that you are a

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