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Tips on Teaching Kids to Save Money

18 Oct, 2018 / Comments:Comments Off on Tips on Teaching Kids to Save Money / By Jennifer Hamilton

It is really important that children learn how to handle money. If they can learn lessons as a child, then they will be able to use this good financial education when they have their own household to run. There are things that you can do to help them to understand about saving money. Give Them Pocket Money Some people may think that giving children pocket money will just encourage them to spend. However, if they never have money to spend, they will never start to understand about how much things

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Items to Avoid Buying Before Your Child Heads Back to School

02 Sep, 2018 / Comments:Comments Off on Items to Avoid Buying Before Your Child Heads Back to School / By Jennifer Hamilton

Some school-related items won’t drop in price until after the back-to-school sales are over. Plus, if you rush to buy everything now, you might discover that many of those purchases weren’t necessary once classes start. So to avoid spending more than you have to, here are seven things you should avoid buying before your child heads back to school. Fall Clothes Although many retailers are offering small sales on clothes during their back-to-school sale, you most likely won’t get the best deals

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7 Sneaky Credit Card Fees

21 Jul, 2018 / Comments:Comments Off on 7 Sneaky Credit Card Fees / By Jennifer Hamilton

The credit card companies are trying their best in order to regain the losses they are going to experience as a direct result of the Credit CARD Act that just came into play. Although this act will reduce and prevent various types of fees, the credit card companies are finding ways around the regulations in order to still charge their customers with excessive fees. Here are seven such fees that credit card companies are being sneaky about. Ensure that you look at these thoroughly if you are thinking

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Creative Ways for College Students to Make Money Fast

11 Jul, 2018 / Comments:Comments Off on Creative Ways for College Students to Make Money Fast / By Jennifer Hamilton

It’s almost time to get back to school, and you know what that means–you need money for food, books and other student fees that seem to increase every year. The good news is there are plenty of creative ways to make some money as a college student. These methods don’t require a huge amount of time or much long-term effort either. Do Microjobs Sites such as Fiverr and Fourerr allow you to sell your services in a creative way and make a few dollars along the way. These services can be such things

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How Bad Credit Can Cost You That Dream Job

05 Jun, 2018 / Comments:Comments Off on How Bad Credit Can Cost You That Dream Job / By Jennifer Hamilton

Many people do not consider that having a bad credit record could affect their employment prospects. However, potential employers have a right to look at credit records and having a bad record may cause them to feel that you are not employable. The reason or this is that not being good with money may cause people to draw negative conclusions about you. Examples of some of these are explained in more detail below. Bad Head for Numbers If you cannot get your bank account to balance each month it may

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Hazardous Ways to Pay Off Credit Card Debt

02 Apr, 2018 / Comments:Comments Off on Hazardous Ways to Pay Off Credit Card Debt / By Jennifer Hamilton

The average American family has nearly $16,000 in credit card debt. When you are in credit card debt, it can feel suffocating, as if you will never be able to escape the debt trap. Credit cards can carry very high interest rates, and your interest rate can rise significantly if you are ever late with making a payment or if you exceed the limit on any of your credit cards. Making the minimum payment on credit cards means you will pay significantly more than the value of the items you purchased on

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Will the Request for a Credit Limit Increase Hurt my Credit?

07 Mar, 2018 / Comments:Comments Off on Will the Request for a Credit Limit Increase Hurt my Credit? / By Jennifer Hamilton

It is a common myth to believe that requesting a credit limit increase will hurt your credit score. In fact, the opposite is true in many cases – requesting a higher credit limit can benefit your credit score as long as you are responsible with your available credit. Of course, there are certain situations when it can hurt, which is why being an informed consumer is the best option. Before you ask for an increase, find out how this new credit could help or hurt your particular situation. More Credit

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Money Saving Starbucks Hacks

02 Feb, 2018 / Comments:Comments Off on Money Saving Starbucks Hacks / By Jennifer Hamilton

If you love your Starbucks fix, but your wallet is not as fond of your habit, you are in luck because there are ways to get your fix while saving money. These simple tricks will help you chop your Starbuck’s bill down while still allowing you to get your caffeine fix – it’s a win-win for everyone and the baristas never have a problem with any of these orders. Iced Lattes on the Cheap If iced lattes are your vice, there is an easy way to get one for almost half of the regular price. Instead

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Credit Implications Associated with a No Spending Limit Credit Card

18 Jan, 2018 / Comments:Comments Off on Credit Implications Associated with a No Spending Limit Credit Card / By Jennifer Hamilton

Most credit cards come with a credit limit which is usually based on several factors determined by the credit card issuer. On the other hand, with a No Preset Spending Limit Card, cardholders do not have a spending limit defined by the credit limit on their card. Instead, the limit of expenditure is decided based on payment history, income, and spending patterns. This preset limit can change, and often you can increase your limit simply by requesting it. Many people wonder if obtaining these types

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Surprising Ways Volunteering Can Save You Money

10 Jan, 2018 / Comments:Comments Off on Surprising Ways Volunteering Can Save You Money / By Jennifer Hamilton

A multitude of recent research is shedding light on the real power of volunteering. In fact, the old saying, that those who serve almost always benefits more from it than from those who are served rings true. Whether you are ordered by a court to perform community service, are required to do it for a class, or feel the desire to help out, you’ll find volunteering to be an extremely enriching experience and on top of that, you may even find several financial benefits to doing so. Let’s take a

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