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How to Rent Your First Apartment with no Credit or Cosigner

11 May, 2017 / Comments:Comments Off on How to Rent Your First Apartment with no Credit or Cosigner / By Jennifer Hamilton

As students receive their diplomas and a handshake welcoming them into the real world, the dilemma of where to live after college befalls many. The majority of recent grads do not want to resort to living in their parent’s houses after graduation, but in order to live on their own they must get approved for a house or apartment. Having a solid credit history is important for many reasons including cell phone contracts, credit accounts as well as renting an apartment. However, if you are a recent

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How to Make Easy Money With Swagbucks

05 Mar, 2017 / Comments:Comments Off on How to Make Easy Money With Swagbucks / By Jennifer Hamilton

Swagbucks is a way to earn free items through a search engine that rewards you for searching. You can use Swagbucks like Google in order to search for anything you want, however with Swagbucks you’ll be rewarded a random amount of Swagbucks a few times per day. These can be redeemed for a wide variety of free items such as Starbucks gift cards, Amazon gift cards, etc. In fact, even though Swagbucks started off as just a search engine, it has now turned into much more, giving users many different

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Easy Fixes for 10 Common Budget Problems

14 Feb, 2017 / Comments:Comments Off on Easy Fixes for 10 Common Budget Problems / By Jennifer Hamilton

In every household, regardless of the income, budget problems arise from time to time. In some cases it is merely a matter of forgetfulness and in others, the funds just aren’t there. Some of the most common budget problems can be avoided with reminders and careful scheduling of bill payments.  When funds are lacking it seems impossible to make it through the rough patch but there are easy fixes to any budget problem. Fluctuating Bill Totals Fluctuating bill totals occur with utilities such as

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Ways to Get a College Education for Free

05 Dec, 2016 / Comments:Comments Off on Ways to Get a College Education for Free / By Jennifer Hamilton

College and expensive tend to go hand in hand these days. In fact, the average student debt is now more than $26,000. Even vocational and technical schools can be pretty pricey. The good news is that if you want to get an education without putting yourself into debt there are plenty of ways to do so. Here are five ways to get a free education. Coursera At Coursera you can find over 200 classes that begin every couple of weeks depending on the subject. You can choose a course that lasts between 3

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Tips to Improve Your Monthly Budgeting

21 Nov, 2016 / Comments:Comments Off on Tips to Improve Your Monthly Budgeting / By Jennifer Hamilton

Budgeting seems to be the hardest task that only financial experts can accomplish, but you can do it yourself with a little common sense. First, ask yourself if you have really created a budget, because many people assign an amount of money for their family and household expenses but it is impossible to set an effective budget without outlining those expenses onto a sheet of paper or with the aid of a digital application to get money under control. Never is too late to start improving your monthly

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Tips To Get The Most Cash For Your Used Car

11 Oct, 2016 / Comments:Comments Off on Tips To Get The Most Cash For Your Used Car / By Jennifer Hamilton

Shopping for a brand new car can be lots of fun. However, the thrill of the purchase can come to a halt when you have to deal with selling your old vehicle. The good news is that in order to get you motivated and excited about selling your old car, you can work towards getting the most money out of it. Here are six tips in order to get the most cash out of your used car. Showcase Your Ride  In order to make your car more attractive to buyers it is a good idea to spiff it up a bit. This can be compared

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4 Tactics to Help Avoid Paying Annual Credit Card Fees

26 Sep, 2016 / Comments:Comments Off on 4 Tactics to Help Avoid Paying Annual Credit Card Fees / By Jennifer Hamilton

Everybody loves to earn miles, points and cash back from their credit cards, but you would be hard pressed to find someone who enjoys having to pay an annual fee. Nevertheless, these fees are often necessary in order to obtain the best cards that come with the most rewarding perks. Yet, many people don’t know that they can be the holder of some of the best credit cards with the biggest rewards without having to deal with any annual fees. You don’t need to be a special customer to gain special

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Hidden Moving Cost That You Need to Know About

18 Aug, 2016 / Comments:Comments Off on Hidden Moving Cost That You Need to Know About / By Jennifer Hamilton

Moving is often a huge headache, and it seems like no matter how much you plan it out, there will always be something you missed. Here are five hidden moving costs you should keep in mind before planning your next big move. Cost of a Truck If you are moving your stuff on your own it will cost a lot more than just the actual cost of the truck rental. You may have to pay for insurance if your auto insurance or credit card company doesn’t cover it. You also have to pay for gas, as most truck rental

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Tips to Save Money While in College

07 Aug, 2016 / Comments:Comments Off on Tips to Save Money While in College / By Jennifer Hamilton

College time is a fun time, not just because you can make new friends while receiving a professional formation, but also because this is the time when you start to move away from your parents’ home and living independently which is an open invitation to explore new and exciting horizons. However all this excitement will crash as soon as you start understanding why your parents complain about household expenses, because college time is also the time when you begin to pay for your own expenses and

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Pros and Cons of Donating Your Car to Charity

14 Jan, 2016 / Comments:Comments Off on Pros and Cons of Donating Your Car to Charity / By Jennifer Hamilton

If you are thinking about donating your car to charity then it is important to be fully aware of both the advantages and disadvantages of giving away your car. You may reaffirm your decision with all of the positive aspects of donating your vehicle, or could discover that the drawbacks are not worth the good deed. Here are some advantages and disadvantages to donating your car to charity. Advantage: Doing a Good Deed One of the more obvious advantages of donating your car to charity is that you

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