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Tricks for Eating Healthy on a Budget

01 Oct, 2018 / Comments:Comments Off on Tricks for Eating Healthy on a Budget / By Jennifer Hamilton

Although eating healthy on a budget is indeed more difficult, it is not impossible, and so being low on money should not be an excuse to eat poorly. Luckily there are ways to eat a nutritious meal without breaking the bank. Here are five ways of cooking a delicious as well as healthy meal when you are on a tight budget. Make Food that’s Microwavable When on a budget it isn’t a savvy move to make things that won’t be edible when reheated or cold the next day. This means avoiding crispy food

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Tips for Disputing Fraudulent Credit Card Charges

03 Jul, 2018 / Comments:Comments Off on Tips for Disputing Fraudulent Credit Card Charges / By Jennifer Hamilton

If you have recently noticed fraudulent credit card charges on your statement, you need to know the proper steps to get them removed. Some credit card companies require you to simply call them to have charges removed, but most of them require a few more steps to be taken. If you found that someone has been charging things to your credit card that you did not know about, follow these simple steps to have them disputed and removed. Call Your Credit Card Company The best way to start the disputing

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Drawbacks of Moving Abroad to Escape Debt

12 Jun, 2018 / Comments:Comments Off on Drawbacks of Moving Abroad to Escape Debt / By Jennifer Hamilton

If you’re drowning in debt and are unable to foresee yourself getting out of it then the idea might have popped into your head to move to a different country in order to run away from your debts. There are many people out there who head to Belize, Ecuador, Panama, etc. just to get away from their financial situation. However, relocating abroad isn’t the cure-all to getting out of debt, as financial problems don’t just dissipate. Here are some downfalls that may come your way if you attempt

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How to Save Money on Summer Trips

26 Apr, 2018 / Comments:Comments Off on How to Save Money on Summer Trips / By Jennifer Hamilton

With the summer holidays swiftly approaching, the smart vacation planner will be on the lookout for the best deals possible. There are numerous ways to save cash, ranging from packing lunches to going on non-holiday weekends. Here are a couple of suggestions. Plan and Pack Your Meals Going to a restaurant might seem like a good idea. The new cuisine and the convenience of not having to cook can be a nice change of pace. However, this treat can swiftly consume even the most frugal of holiday goer’s

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How to Keep Unpaid Medical Debt from Ruining Your Credit

21 Mar, 2018 / Comments:Comments Off on How to Keep Unpaid Medical Debt from Ruining Your Credit / By Jennifer Hamilton

If you have a medical bill that has ended up in collections then it has likely hurt your credit score a lot more than it actually should have. This was at least the conclusion that the Consumer Financial Protection Bureau came to after they studied over 5 million credit reports at the beginning of the year. This federal regulator kept track of how well the credit scores of people actually predicted how credit worthy they were after the medical bills appeared on their credit reports. They found that

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Recognizing and Dealing with Sketchy Debt Collector Tactics

25 Feb, 2018 / Comments:Comments Off on Recognizing and Dealing with Sketchy Debt Collector Tactics / By Jennifer Hamilton

Every year there are thousands of people that are victimized by fraudulent collectors, and are intimidated by tactics that are extremely abusive so that they often end up paying the debt simply to stop the harassment of themselves, as well as their family, friends and employers. However, even if you fall behind on paying your bills you don’t have to subject yourself to foul play. State laws as well as the Fair Debt Collection Practices Act provides a very strict set of rules that bill collectors

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Things you Waste Way too Much Money on Every Month

08 Dec, 2017 / Comments:Comments Off on Things you Waste Way too Much Money on Every Month / By Jennifer Hamilton

The sheer amount of expenses you have every month can be overwhelming to the point where managing your money can seem almost impossible. However, one of the best ways to cut down on your expenses is to cut back on your spending. There is a slew of things that the average person overspends on, and so cutting down on just a few of these can save you a substantial amount every month that you can allocate towards more important things such as a savings account or paying down your debts. Here are five

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Tips for Celebrating Thanksgiving Frugally

22 Nov, 2017 / Comments:Comments Off on Tips for Celebrating Thanksgiving Frugally / By Jennifer Hamilton

Are you hosting your family’s Thanksgiving dinner this year? Although this can be a stressful affair, especially if you are on a budget, with the right tools and tips up your sleeve, you don’t have to break the bank to have a wonderful Thanksgiving. Budgeting on your Thanksgiving festivities allows you to still enjoy your time with family and friends instead of worrying about the money spent on the affair. There are only a few weeks left until the big day, and so it is recommended that you start

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Ways to End the Living Paycheck-to-Paycheck Lifestyle

18 Oct, 2017 / Comments:Comments Off on Ways to End the Living Paycheck-to-Paycheck Lifestyle / By Jennifer Hamilton

According to one survey, 61 percent of employees report that they usually or always live paycheck to paycheck to survive. The number of people stuck in this cycle does not seem to be affected by the economy, as high numbers were reported before the recession as well. If you are living the risky lifestyle of surviving paycheck to paycheck, the good news is there are things you can do to rectify your situation. Additionally, there are some things that you should avoid at all costs so that you do not

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Tips to Build Good Credit Without Going into Debt

09 Sep, 2017 / Comments:Comments Off on Tips to Build Good Credit Without Going into Debt / By Jennifer Hamilton

Sadly, a credit score can’t just be immediately boosted back up to a stellar number once it’s been tainted. This is because the credit bureaus take into account your financial history and past behaviors not just present actions. However, if you make the right moves and are also consistent about working to raise your credit score then you can raise your credit score slowly but surely. In fact, there are plenty of easy steps you can take in order to increase your credit score that doesn’t require

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